Buy This, Not That: How to Spend Your Way to Wealth and Freedom
- Downloads：1562
- Type：Epub+TxT+PDF+Mobi
- Create Date：2022-08-20 08:17:38
- Update Date：2025-09-23
- Status：finish
- Author：Sam Dogen
- ISBN：0593328779
- Environment：PC/Android/iPhone/iPad/Kindle
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Summary
SPEND YOUR WAY TO FREEDOM LIKE A TRUE FINANCIAL SAMURAI
Sam Dogen， creator of the Financial Samurai blog， knows that you need to spend money to make money。 He's taught over 90 million readers how to invest wisely in all facets of life， from education to parenting to relationships to side hustles， even choosing where to work and play。
Now， in his Wall Street Journal bestseller， Buy This， Not That， the Financial Samurai takes the guesswork out of financial planning and shows you exactly what to buy， how much to spend， and how to optimize every dollar you earn so you can maximize wealth building and live life on your terms。 The good news？ You don't need to be a millionaire or a genius to achieve financial freedom。 It's about making the most of your money， now and forever--and it's never too late to get started。 You'll learn:
-- The Financial Samurai's 70/30 framework for optimal financial decision-making
-- What is "good debt" and "bad debt，" and the right way to pay down debt or invest
-- Strategies and tips for building passive income streams that work for your goals and risk tolerance
-- How to invest in real estate， even if you can't afford to buy property
-- Rules for spending--from coffee and cars to mortgages and marriage
-- And so much more！
Sam Dogen， creator of the Financial Samurai blog， knows that you need to spend money to make money。 He's taught over 90 million readers how to invest wisely in all facets of life， from education to parenting to relationships to side hustles， even choosing where to work and play。
Now， in his Wall Street Journal bestseller， Buy This， Not That， the Financial Samurai takes the guesswork out of financial planning and shows you exactly what to buy， how much to spend， and how to optimize every dollar you earn so you can maximize wealth building and live life on your terms。 The good news？ You don't need to be a millionaire or a genius to achieve financial freedom。 It's about making the most of your money， now and forever--and it's never too late to get started。 You'll learn:
-- The Financial Samurai's 70/30 framework for optimal financial decision-making
-- What is "good debt" and "bad debt，" and the right way to pay down debt or invest
-- Strategies and tips for building passive income streams that work for your goals and risk tolerance
-- How to invest in real estate， even if you can't afford to buy property
-- Rules for spending--from coffee and cars to mortgages and marriage
-- And so much more！
Reviews
Chris
，
Beautifully Simplistic Approach To WealthI’ve been reading Financial Samurai on and off for several years and this was a great expanded version of some of the best articles written。 Whether understanding how to approach savings or tackling debt， it’s covered with logic and storytelling that just makes sense。Personal beliefs are limited and overall， this just hits home as we all aim to evolve our financial wellness toward the most optimized system。
Daniel Hardy
，
This book would likely be significantly more effective for someone who is working at a moderately-high paying job in an area like the finance sector rather than for "the rest of us。" a lot of the advice stems from the author's experience negotiating a generous severance package for himself and his wife， so that they could have plenty of extra money， paid health insurance （at least for a while）， and free time to begin building their passive income plans。 I'm sure that， given these circumstances， This book would likely be significantly more effective for someone who is working at a moderately-high paying job in an area like the finance sector rather than for "the rest of us。" a lot of the advice stems from the author's experience negotiating a generous severance package for himself and his wife， so that they could have plenty of extra money， paid health insurance （at least for a while）， and free time to begin building their passive income plans。 I'm sure that， given these circumstances， the rest of the advice applies。 But advice like "instead of quitting or getting fired， get yourself laid off so you'll be able to collect unemployment and negotiate a generous severance package" just doesn't work for most of us。 I'm guessing， however， that the folks who have the financial freedom to apply the skills listed in the book are likely the folks who need advice the least。 There's very little about "spending" your way to wealth/freedom rather than "become a landlord and make good investments。" two stars only because I'm sure the advice is accurate， just not very applicable to most of America。 。。。more
Brian Elwood
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Very informative。 Gives options and not commands when it comes to financial advice。
Charlie
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Meaty book with actual numbers and examples to back up the lessons unlike a lot of other books in this genre。 There's a wealth of info for anyone who wants to learn how to get their finances and future in order and is willing to put in the work。 Even with all the info， it's quite easy to read and there's some good humor thrown in too。 Meaty book with actual numbers and examples to back up the lessons unlike a lot of other books in this genre。 There's a wealth of info for anyone who wants to learn how to get their finances and future in order and is willing to put in the work。 Even with all the info， it's quite easy to read and there's some good humor thrown in too。 。。。more
ProfessorT
，
The most comprehensive retirement planning and wealth-building book I’ve ever read。 Great stories and very logical frameworks。 No fluff at all！An extremely comprehensive personal finance book that addresses a lot of life‘s biggest dilemmas。 I really like how Sam uses a 70/30 decision-making framework to decide on issues。 This issues include:* When to have kids* Whether to go to business school* When to retire* Whether to join a startup* Whether to leave a legacyAnd so much more。BTNT weaves toget The most comprehensive retirement planning and wealth-building book I’ve ever read。 Great stories and very logical frameworks。 No fluff at all！An extremely comprehensive personal finance book that addresses a lot of life‘s biggest dilemmas。 I really like how Sam uses a 70/30 decision-making framework to decide on issues。 This issues include:* When to have kids* Whether to go to business school* When to retire* Whether to join a startup* Whether to leave a legacyAnd so much more。BTNT weaves together great storytelling and extremely practical advice。 I have never seen another book this detail oriented and so helpful。I will be shocked if this book doesn’t make many nonfiction bestsellers lists。 It is clear the author spent an enormous amount of time crafting this book。 It is also clear of the author has tremendous financial wisdom and experience。This book is perfect for anybody between the ages of 14 to 50。 The sooner you buy this book， the more value it will provide。 。。。more
Sydney
，
Phenomenal resource that covers so many important real-life decisions。 I'm a big fan of Financial Samurai and got an early copy to review and wish I had this book when I was back in college so I could have used it in my 20s and 30s。 I’m in my 40s now and there’s still so much I learned from the book that I can use today and over several more decades。 It’s really like getting 10-15 books in one。I really like Sam’s writing style and his expertise that uses strategies and advice that you can actual Phenomenal resource that covers so many important real-life decisions。 I'm a big fan of Financial Samurai and got an early copy to review and wish I had this book when I was back in college so I could have used it in my 20s and 30s。 I’m in my 40s now and there’s still so much I learned from the book that I can use today and over several more decades。 It’s really like getting 10-15 books in one。I really like Sam’s writing style and his expertise that uses strategies and advice that you can actually put to use。 There’s a lot of personal finance books out there that only talk about one subject and just drag on and on and only offer vague tips without any clear action items。 This book isn’t like that。 I felt it really delivers action points and simple， yet applicable calculations and keeps you eager to keep reading throughout。 It’s also easy to understand even if some of the topics are brand new to you。I also really like his advice on overcoming decision paralysis because I’ve struggled with indecision a lot in my life。 The suggestions are really helpful with making big choices that involve money， work， housing， investing， kids， and lots more。 And not only does it help with making decisions， but it also helps you avoiding costly mistakes。 Highly recommended for anyone who wants to grow their wealth， learn more about personal finance， and learn new ways to improve their life in many different ways。 You can read more of my thoughts in a longer review I posted on my blog。 。。。more
Sam Dogen
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